Your business partner
Allowing you to make and receive payments seamlessly, securely and efficiently...
The payments industry has entered a new era triggered by transformative, technological innovation and increasing competition. Consumers want to be able to initiate payments in every context or channel.
Our expert subsidiary equensWorldline, invests extensively in new and innovative solutions for payments and cards transactions. This allows our clients to cater for their shifting needs and increasing demands of their customers. And to get ready for the future.
cards under managements
issuing processing transactions per year
acquiring processing transactions per year
payments transactions per year
Overview of services
Issuing Take a competitive advantage with our issuing services
Acquiring Benefit from industry-leading acquiring services
Payments Simplify your operations with outstanding payment solutions
Digital Banking Reduce the complexity of your digital transformation
Your customers want to be able to initiate payments in every context or channel. Our full issuing services portfolio gives you the flexibility to select switching and authorization solutions that are seamlessly aligned with your business model. And deal with any challenge you may encounter in your issuing strategy. At the same time, you can benefit from one of the most reliable payment clearing services to quickly settle all your accounts. Issuing processing | Digital Enablement Services | Fraud Risk Management | Identity, Trust & Authentication | Payment Software Solutions
Reap the benefits from ultra-fast switching and our high-capacity network, reducing transaction times and increasing productivity. Our modular portfolio can be customized to optimally support your needs. What’s more, our reliable and secure acquiring solutions allow you to support all major debit and credit cards along with specialist third-party cards, including prepaid, loyalty, and petrol services. Acquiring processing | Fraud Risk Management | ATM Management | Open Financial API Services | Payment Software Solutions
Let us guide you in today’s complex payments market. We help you to transform your existing infrastructure, and enable you to handle all kinds of payments for your customers, including Instant Payments. What’s more, we ensure compliance and also support other types of transactions such as e-payments, e-mandates, and e-identity. Rely on our fast clearing services, and benefit from economies of scale through our shared infrastructure. Instant Payments | Payments Processing Back-Office | Clearing & Settlement Services | Trusted Transactions | Open Banking | Payment & Liquidity Hub
Nowadays, banks need to provide the best customer experience through digital channels. We support banks, acquirers, and payment service providers in operationalizing e-commerce and m-commerce transactions in an omni-channel setting. In a way that is convenient and fully compliant. You can rely on our simple and cost-effective solutions to enhance Open Banking. Open Banking | Digital Banking Platform | Mobile Banking | Conversational Platform | Trusted Interactions | Trade Order Management & Financial Data Services
Flexible and scalable
Rely on flexible and scalable payment solutions, based on the service model that fits your strategy and fulfils your customers’ needs.
Expansion in Europe
Increase your revenues and improve efficiency by expanding your market coverage in Europe and beyond, and broaden your portfolio with new products and services.
Risk, fraud and
Protect yourself and your customers against the increasing risk of fraud and cybercrime by improving the level of accuracy in identifying and preventing financial crime.
Reduce the complexity of your legacy infrastructure and ensure operational excellence while complying with increasingly demanding regulatory requirements.
Benefit from having a partner who covers the complete card and payment value chains, and who is leading the way in next-generation solutions.
Lower your cost base and free up resources by adapting your operating model, and benefit from competitive pricing thanks to economies of scale.
Enhanced innovation and
Accelerate innovations and shorten your time-to-market in order to meet and exceed the expectations of your customers.
Benefit from our flexible deployment options: software licensing, hosting, operational processing of your application or full business process outsourcing (BPO) services.
Covering the end-to-end card & payment value chains
As leading European payment service provider, equensWorldline combines long-standing proven expertise in traditional mass payment systems (issuing, acquiring, intra- and interbank payment processing) and innovative e-commerce and mobile payment solutions. We provide Europe’s most extensive end-to-end service portfolio both for payments and card transactions and offer cross-border availability of value-added services for banks, financial institutions and corporates.
“As the central provider of the payment infrastructure, security, innovation and professionalism are critical for us. Worldline supports our innovative projects with global expertise and a pioneering spirit. Together, we look forward to bringing new payment offerings to the Austrian market.”
Chief Executive Officer Payment Services Austria GmbH (PSA)
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“In the twelve years of our cooperation, we have always been able to rely on a competent team and stable payment transaction processing at equensWorldline. With their expertise and deep understanding of our operational processes, equensWorldline allows us to focus on strategic issues and the expansion of our customer relationships. This was one of the determining factors for our decision to extend our partnership.”
Head of Operations at LBBW
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“Due to our long-standing collaboration with equensWorldline we successfully implemented the PSD2 APIs and received the exemption from the fall-back mechanism. Being granted an exemption demonstrates the high level of quality and security of the solution provided by equensWorldline, which is a solid basis for innovation to explore further open banking capabilities.”
Board member and Chief Operating Officer, Banque de Neuflize OBC
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“With Google Pay, we offer our customers a modern payment method that is simple, fast and secure. In doing so, it was important for us to integrate well-known services such as our banking app into the user experience. With equensWorldline, we have a long-standing, innovative and reliable partner at our side that is needed for such a complex project.”
Project Leader Mobile Payment at Commerzbank
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“We selected the Instant Payments Back-Office Processing service, because equensWorldline offers outstanding value for money, a fast time to market and has a track record in offering demanding and critical services". Next to the simple and transparent price structure, we value the modular and future-proof concept of services. With this flexibility we can focus on items where we really can make a difference to our clients.”
Manager Payments & Savings at de Volksbank
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“Just like us, equensWorldline always puts the customer first. Important factors in our decision for this partner were the seamless continuation of transaction processing and the ability of equensWorldline to rapidly carry out bank-specific projects. Other criteria included its expertise in the card business, fast response times and flexible support.”
ING-DiBa board member
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“The goal of the EPC is the setup of an interoperability framework using the SPL service that allows P2P payment data to be securely exchanged on a pan-European level. We are happy that equensWorldline, as an experienced European provider of secure and efficient payment services, supports us in establishing this new pan-European proxy lookup scheme.”
Director General of the EPC
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