Extend the reach of your payment services

The European clearing and settlement market shows strong geographical differences. Market dynamics vary between communities, in line with local payment preferences and innovation agendas. With our SEPA Credit Transfer and SEPA Direct Debit services we make payments processing efficient. In your home market and also across Europe.

We offer full reach for SEPA Credit Transfer and SEPA Direct Debit via our Clearing and Settlement Mechanism (CSM) community and inter-CSM agreements. This allows you the convenience of a single point of contact that handles all your euro payments.


  • Full SCT reach based on three-tier strategy
  • Frequent parcel settlement (every half hour)
  • Wide range of available value-added services
  • Secure, stable and reliable processing

Value for banks

  • Rely on our secure and stable processing
  • Benefit from highly competitive rates
  • Reduce your costs by making use of our efficient SEPA compliance
  • Optimize risk management