Open Banking and Credit Assessment

No part of the financial sector has more to gain from PSD2 opportunities than the credit & risk assessment process. Within the secure and user-consent driven framework of PSD2, credit institutions, borrowers and merchants all have the opportunity to embrace a faster, fairer, data-driven credit assessment approach which has clear benefits for all parties.

Why do ATMs matter in the age of the e-payment?

The Lithuanian Banks Association (LBA) recently announced its plan for ensuring that 90% of the population has cash withdrawal within 10 kilometres. In an age of digital payments, is cash really so important? And what can this situation in the Baltics tell us about the future of payments across Europe? Absolutely and quite a lot, actually.

How to get harmonised collateral management in the eurozone

Is your bank ready for the Eurosystem Collateral Management System (ECMS)? By now, all banks in the eurozone should be preparing to meet the next European Central Bank reform: a single platform to manage central-bank collateral in the eurozone. In this blog we explain what’s at stake and how how Worldline can help.

Busy Black Friday proves the strength of Worldline EMV 3-D Secure Access Control Server

After almost two years of sharply increasing ecommerce, it’s no surprise that this year's Black Friday saw a huge number of online transactions worldwide despite supply-chain woes. This Black Friday was also the first to see the EU’s payments security act, known as PSD2, in full effect. The act, which aims to secure payments across the block, includes obligations to secure online payment through verifying customer identity.

Continuous Improvement with Business Continuity

Business continuity management (BCM) plays a vital role in the financial industry. To ensure that companies meet certain standards, annual audits are carried out. When it comes to BCM, it mainly involves ISO 22301, which describes the requirements for a BCM system to protect the company from disruptive events, reduce the likelihood of these events, and recover from said events.