Introducing Instant Payments – Goals and challenges for national communities

Although payments has never been a boring topic, attention has spiked in recent years. With the migration toward the ISO 20022 standard happening across the globe, initiatives to develop Instant Payments underway in all continents, and open banking/access to accounts being pushed by both regulators and fintechs, payments has become one of the hottest topics in the banking industry. Complement this with the ongoing efforts to ensure security and low or even zero fraud, the challenge is complete.

This whitepaper examines these trends in the context of the goals and challenges of National Central Banks (NCBs) in national communities. In contrast to organizations like the Federal Reserve in the U.S. or the European Central Bank (ECB), national communities tend to place different accents when looking at their national payments infrastructure.

Don’t miss the valuable insights provided by this whitepaper.


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