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    • Interesting times in the world of payments
    • Why are there no European companies competing in the battle for global payment solutions?
    • Why banks are gradually embracing PSD2, fintechs and Instant Payments
    • ‘Going digital is not the goal, it’s just a tool’
    • “The fragmented payment landscape leads to more complexity and security concerns for consumers”
    • What did early adopter Nordea learn about opening up customer data?
    • SIBOS day 1 – Open Banking requires radical changes
    • Sibos day 1 makes clear: never again a dull moment in the world of payments
    • Darwin already knew: agility is key for survival, also for banks
    • SIBOS day 2 – What Europeans can learn from Australia's Instant Payments experiences
    • SIBOS day 2 – The importance of customer experience for the future of banks
    • SIBOS day 3 – How do fintechs see the future?
    • SIBOS day 3 - How Instant Payments can make Europe a leader in innovation
    • SIBOS Wrap-up – Key themes of 2019 identified
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